Buy now, pay later. We've partnered with Affirm so you can enjoy our furniture and decor with simple, no-fuss financing with rates as low as 10–30% APR.

No deferred interest. No hidden fees. No catch.

See if you qualify

With a $1,000 purchase, you could pay as low as $88/mo over 12 months at 10% APR. Down payment may be required.

Payment Done Your Way Need a little extra time to pay for your new furniture? Here's how it works.

1 Select Affirm at Checkout Login to your Affirm account or create one by entering some basic information to get a real-time loan decision.

2 Choose a Plan Once approved, choose monthly installments of 3, 6 or 12 months to fit your budget.

3 Confirm Your Loan Review your details and click Confirm Loan to finalize your loan.

4 Check Out Review and complete your order on

Frequently Asked Questions

Who can use the Affirm payment method? Anyone in the US with a valid mobile phone number, shipping address and social security number can pay with Affirm for eligible items up to $15,000.

What information does Affirm require? To create an Affirm account and help verify your identity, you’ll need to provide your name, email, phone number, date of birth, and the last four digits of your social security number.

Does Affirm perform a credit check? Affirm performs a 'soft' credit check to help verify your identity and determine your eligibility for financing. This does not affect your credit score.

Does everyone get approved? While Affirm strives to offer all credit-worthy applicants financing, they are not able to offer credit in every case, and Kathy Kuo Home has no insight into a customer's credit denial.

How do I pay my monthly bills? Affirm will send you monthly text and email reminders to pay your bills by bank transfer, check, or debit card at

How do refunds work on returned items? You may return an item the same way you would on Kathy Kuo Home, following our return policy. We will return the funds to Affirm, and Affirm will process the refund and credit any payments made on the loan, not including interest. Refund credit will appear in your account within 3 to 10 business days.

Still have questions? Learn more about paying over time with Affirm at